Our Team

We are a boutique mortgage and finance business that are passionate about making a difference through education. Our deep knowledge of finance allows us to educate our prospective clients on the finance options available to them, helping them build their wealth. We specialise in credit advice, debt structuring, gearing strategies, debt recycling and mortgage minimisation.

Cathy Brown

Director

Cathy Brown is the founder of Activ8 Finance. Cathy has 16 years of experience in banking and 10 years of experience in accounting. Her success in banking is largely attributed to her understanding of complex lending structures and self-employed clients. This is due to the fact that Cathy is a qualified accountant and built a successful accountancy practice for six years prior to her embarking on a banking career.

Cathy is a passionate investor in property and shares who enjoys sharing her experience and knowledge with her clients. She believes that education and informed decisions are the key ingredients to financial success.

Qualifications

Bachelor of business majoring in accounting
Certificate IV in finance and mortgage broking
Diploma of financial services in mortgage broking
Certified Finance Mentor. Cathy has mentored over 50 adults entering the finance broking industry.
Accredited with the Finance Brokers Association of Australia

Sheela Gurung

Mortgage Broker

Sheela Gurung is a mortgage broker with a strong work ethic and attention to detail. Her experience in various roles such as loan processing and credit before becoming a mortgage broker is an added advantage for her clients. Sheela is committed to providing her clients with the best options efficiently and takes pride in her ability to communicate effectively with them.

Qualifications

Certificate IV in Finance and Mortgage Broking
Master of Business Studies in Finance

Awards

Integrity, Excellence and Customer Service Award

Shristi Silwal

Credit Expert

Shristi Silwal has a wealth of experience in the Australian mortgage industry. She started as a Broker Support, where she assisted clients with their home loan processing and cultivated positive client relations. She then worked as a Credit Analyst, helping clients with lending solutions, and proficiently bridged the credit gap in the technology team by assisting with project management in developing tools to enhance clients’ digital experience. Shristi also worked as a Finance Subject-Matter Expert.

As a Credit Manager, Shristi built, mentored, and led a team of credit analysts. The leadership role was further pivotal in providing opportunities for in-depth research into and understanding lender policies and niches.

Shristi has delved into self-employment with a great extent of research, experience, and training. She understands the details that need to be worked out to help a self-employed client. Shristi believes that authenticity will always win the day, and this is how she helps her clients achieve their financial goals.


Qualifications

Certificate IV in Financial Services
Master of Business Administration in Marketing
Bachelor of Business Administration in Finance


Awards

HLE Quarterly Award - Customer Experience
HLE Quarterly Award - Leading the Way
HLE Quarterly Award - Excellence
HLE Quarterly Award - Integrity
HLE Quarterly Award - Professionalism
HLE Quarterly Award - Ethical Operation

Anjali Paneru

Senior Support Manager

Anjali Paneru has been an integral part of our team for over two years. With her extensive experience in the banking and finance industry, she has been instrumental in providing exceptional customer service to our clients. Anjali is responsible for overseeing loans from lead generation to settlement, ensuring that our clients receive the best possible support throughout the process. She understands the importance of prompt communication and is always available to address any concerns or queries that our clients may have.

Awards

Excellence Award 2019 - From University
Appreciation Award for assisting the Recruitment Team - Government Bank of Nepal - 2021
Performer of the Month - October 2021
Performer of the Month - July 2022
Performer of the Month - Jun 2023
Most Improved Award - Activ8 Finance - July 2023

Anne Monteagudo

Support Manager

Anne Monteagudo has been working in the Australian banking and finance industry for seven years. She is responsible for managing loans from submission to settlement and maintaining client relationships post-settlement. Anne is passionate about providing quality customer service and has a deep understanding of the importance of this aspect in the industry. Her experience in the industry has given her a unique perspective on how to manage loans and maintain client relationships. She is committed to providing the best possible service to her clients and ensuring that they are satisfied with their experience.

Connective 2020
Connective 2018
Connective 2019
BBA 2019
BBA 2019
MFAA 2019

LB

Louise Barbero

Cathy and her team are fabulous! Her professionalism, industry expertise and commitment to getting the best loan for her clients make her a standout choice. Friendly with great guidance, I highly recommend Cathy to anyone looking for a seamless experience with great results.

RR

Rakshak Raghavan

As a first-time homebuyer, navigating the mortgage maze felt daunting. But Activ8 Finance was a true lifesaver! They not only explained everything in clear, layman's terms, but they were also incredibly patient with my endless questions and …

SF

Sharon Flynn

Imagine my surprise when conacted by a member of the Activ8 team letting me know they had reviewed our mortgages and negotiated a better deal from our lender. Cathy and her team have been a dream to work with, very knowledgeable and responsive.

Frequently Asked Questions:

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.