Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 49 Reviews
Take advantage of better rates on the market and start saving
Rated 5 from 49 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Get an estimate of your savings in less than 60 seconds
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Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentTD
Tam Dy
Cathy and the team at Active8 Finance , especially Sheela and Stephany, have assisted us for so many years now with our home mortgage and, recently, two more investment property mortgages. They are always very friendly and professional, researching, and provided us with the best loan options available to us to meet our objectives to grow our property portfolio. They answer all our queries in a timely manner and have pushed the lenders to ensure they meet our settlement deadlines. We could not have succeeded with growing our property portfolio without the wonderful help & assistance from Cathy & Active8 Finance. We Highly Recommend them and will continue to use their services to assist us in the future.
AB
Anina Burger
There is a very good reason Cathy and her team have constant 5-star reviews on Google—they're absolutely phenomenal. Our family wanted to buy our first home in Australia, but we had no experience with Australian property law, government grants, mortgages and trust setups and we didn't know where to begin. By sheer luck, we ended up with Cathy and her team, and we couldn't have asked for better guidance through the entire process. We faced many challenges with our application, but they never gave up on us. When one door closed, they simply moved on to the next. Today, because of their dedication, professionalism, and expertise, we own a property in Australia! Cathy, Sheela, and Stephany—you’re the best —thank you from the bottom of our hearts! We’ll be lifelong clients, without a doubt! If you’re looking for a highly professional, proactive mortgage broker with years of quality experience, look no further. Activ8finance is your answer!
JJ
Jack Johnson
Very great service! Extremely helpful and professional. Highly recommended!!
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Bambu Investments Pty Ltd ATF Bambu Investments LT Trust ABN: 88 430 094 619. Credit Representative #455314 is authorised under Australian Credit Licence 389328..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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