Personal Loans

Strapped for Cash? Get a Low Rate Personal Loan to help get you through

Rated 5 from 40 Reviews

Request a Call Back

Whether it’s a wedding, holiday, travel or an unexpected emergency, we’re here to help.

Personal loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, personal loans offer a flexible way to obtain a funds in a short amount of time. Personal loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal loans also come with fixed or variable interest rates. Fixed-rate personal loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate personal loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Book an Appointment

LB

Louise Barbero

Cathy and her team are fabulous! Her professionalism, industry expertise and commitment to getting the best loan for her clients make her a standout choice. Friendly with great guidance, I highly recommend Cathy to anyone looking for a seamless experience with great results.

RR

Rakshak Raghavan

As a first-time homebuyer, navigating the mortgage maze felt daunting. But Activ8 Finance was a true lifesaver! They not only explained everything in clear, layman's terms, but they were also incredibly patient with my endless questions and …

SF

Sharon Flynn

Imagine my surprise when conacted by a member of the Activ8 team letting me know they had reviewed our mortgages and negotiated a better deal from our lender. Cathy and her team have been a dream to work with, very knowledgeable and responsive.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Ready to get Started?